Percent Jewelry is the brainchild of Tom Schwartz, by inclination an aesthete, bon vivant and connoisseur of the arts, both fine and decorative. In the course of many years in service to the craft, Tom became well versed in the ways of jewelry making and thus sparked the creation of Percent. Percent Jewelry is dedicated to the idea that, above all, there should be something special about the jewelry a woman chooses to wear. This is not to say it needs to be fancy, costly or to make a spectacle of itself. But it should be deeply personal, a material expression of the woman who is wearing it - talismanic, luminous and uplifting. Conceived in this light, Percent Jewelry addresses itself to women who are poised and confident and who have no trouble finding their singular way through the roiling sea of fashion. All Percent Jewelry is handmade in sterling silver. The gold finish is 24K gold over sterling. Featured gemstones are chosen for their color and clarity and are meticulously hand cut in Jaipur, the Pink City of India and then set by silver artisans in California.